November 3, 2023: Slaves Of The Lender

"The rich rules over the poor, and the borrower is the slave of the lender." (Proverbs 22:7, ESV)

History proves that the rich rule over the poor. It matters not the nation, community, or people group because the rich will always rule over the poor. One of the ways the rich rule over the poor is through debt. As our scripture says, "...the borrower is the slave of the lender.
 
Consider the average credit card interest rate: anywhere from 20% to 28% at the time of writing. That is' highway robbery!' To be in debt with that kind of interest proves that the borrower is enslaved to the lender.
 
It is a tragedy when people are forced to use credit cards because of unforeseen circumstances. It is an even bigger tragedy when people sell their souls to credit card companies because they lack self-control.
 
The reason I am writing today is to sound the alarm! This is the time of year when many families go into debt, all for the sake of buying Christmas gifts. Families enslave themselves to lenders who are laughing all the way to the bank. Do not enslave yourselves to credit cards this year! Get free! Do everything within your means to live free of credit cards. This is what the diligent do: live free! Christmas is not about gifts! It is about receiving the Gift of Life in Christ Jesus. It is about celebrating the Life/Jesus, who came to give us life!